Financing with Kia of North Austin

Kia of North Austin takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Kia of North Austin Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Kia of North Austin can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Used or New Kia Car Financing in North Austin

During any point in your shopping process, the discussion of Kia financing is an important one to have, which is why our team at Kia Of North Austin knows to be available for all your questions. Discussing the option to lease or buy, how much to put as a down payment, and more are often the last thing on the mind of Belton TX, Temple TX and San Marcos TX drivers, but we make it easier for you.

The Options of Loan vs Lease

If you're wondering what the big difference between loan and lease is, you can rest easy! Simply put, leases are an option for drivers that don't want to commit to a Kia for a long period of time. Leases usually last between two to six years and the monthly payments are dependent upon the depreciation rate of the vehicle selected. Comparatively, loans are for North Austin drivers considering buying a vehicle - the main difference being you'll be keeping the vehicle after you've paid it off. Of course, the differences are a bit more nuanced than the above description, but Belton TX, Temple TX and San Marcos TX drivers can look to the Kia Of North Austin finance team to help sort through details.

Apply for Financing & Work with Our Team at Kia Of North Austin

We can help you by entering your information into this easy and secure form and letting our team take a look. We can help you learn what financing terms you qualify for, and whether to lease or buy. Our team is standing by in North Austin to help you bring home the right Kia Telluride, Soul, Forte, K5 or Sportage today. Contact us to learn more.

Your privacy is important to us.

Kia of North Austin takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Kia of North Austin

    13175 N. US Hwy. 183
    Austin, TX 78750

    • Sales: 512-765-9475
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Get in Touch

  • Contact our Sales Department at: 512-765-9475
  • Monday9:00AM-8:00PM
  • Tuesday9:00AM-8:00PM
  • Wednesday9:00AM-8:00PM
  • Thursday9:00AM-8:00PM
  • Friday9:00AM-8:00PM
  • Saturday9:00AM-8:00PM
  • SundayClosed